How to buy your first home with Help To Buy, shared ownership and ISAs

Shared ownership

How it works

The benefits

The downsides

Good if you…

Avoid if you…

Help to Buy equity loan scheme (England only)

How it works

The benefits

The downsides

Good if you…

Avoid if you…

Lifetime ISA

How it works

The benefits

The drawbacks

Good if you…

Avoid if you…

95% mortgage

How it works

The benefits

The drawbacks

Good if you…

How shared ownership worked for me

‘It’s cheaper than renting’

Where Lloyd bought


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